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Haydn Richards
Financial Services Licensing and Regulatory Compliance Attorney; Partner; Mortgage & Financial Services Author & Speaker
Haydn Richards is a Partner at Bradley Arant Boult Cummings LLP, where he leads the firm's Financial Services Regulatory and Compliance practice. He is recognized as a national authority in mortgage and financial services licensing, providing counsel on various regulatory matters including compliance with the Consumer Financial Protection Bureau (CFPB) and the Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act. His expertise encompasses a wide range of areas such as residential and commercial mortgage lending, consumer finance, student loans, and regulatory compliance for financial institutions.125
Professional Background
Richards has extensive experience in advising clients on compliance issues related to financial services, including:
- Regulatory Compliance: He assists companies in navigating complex regulatory environments, particularly those involving state and federal audits, examinations, and enforcement actions.
- Industry Leadership: He serves as the chair of the Industry Advisory Council of the American Association of Residential Mortgage Regulators (AARMR), engaging regularly with state regulators on behalf of industry stakeholders.15
- Publications and Speaking Engagements: Haydn is a prolific author and speaker on financial services topics, contributing insights that are valuable to both legal professionals and industry practitioners. He has authored chapters in legal texts and frequently discusses regulatory developments affecting the mortgage industry.54
Education and Early Career
Before joining Bradley Arant Boult Cummings LLP, Richards clerked for the Honorable Diane Gilbert Sypolt of the U.S. Court of Federal Claims. He also held editorial positions in legal publications during his academic career.5
Recognition
Richards has been consistently recognized for his work in financial services regulation:
- Listed in Chambers USA for Financial Services Regulation: Consumer Finance (Compliance) from 2015 to 2024.
- Named one of the "Top Mortgage Regulatory Compliance Lawyers" by Mortgage Compliance Magazine in 2014.35
His contributions to the field have established him as a key figure in shaping regulatory practices within the financial services sector.
