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Hale Stewart JD, LL.M.
I develop and form captive insurance programs
Hale Stewart JD, LL.M., is an expert in building captive insurance programs for companies that spend over 1 million dollars annually on insurance.
He tackles common issues like unexpected rate increases for companies with low claims, lack of affordable coverage for specific risks, or those in high-risk industries like trucking, energy, or manufacturing.
Stewart's method, detailed in his book 'Designing a Risk Financing Program,' involves an in-depth review of company documents and interviews with key staff to analyze risk exposures and management strengths.
His process culminates in a comprehensive report outlining risks, opportunities for self-funding, and recommendations for a tailored risk financing strategy, typically taking 2-4 months to complete.