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    Haitham Al Refaie

    Group CEO at Tawreeq Holdings

    Haitham Al Refaie is a visionary leader with over two decades of experience in Islamic Supply Chain Finance and Sharia-compliant Financing Solutions.

    As the Founder and Group CEO of Tawreeq Holdings, he has reshaped the finance industry by introducing innovative solutions for SME banking.

    With a background in financial services and corporate governance, Haitham has held senior positions at esteemed institutions like National Bank of Abu Dhabi, HSBC, and Citibank.

    During his tenure at NBAD, he formulated strategic visions for the Business Banking Group, driving best practices and corporate governance standards.

    Haitham Al Refaie
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    Location

    United Arab Emirates