Gustavo Foz

Gustavo Foz is a prominent figure in the agricultural fintech sector, serving as the co-founder and CEO of Culttivo, a company established in 2020 that focuses on providing credit solutions for coffee producers in Brazil. His extensive background in credit markets spans over two decades, during which he has developed a deep understanding of the agricultural industry's unique financial needs.12

Professional Background

Before founding Culttivo, Foz held significant positions in agricultural finance, including serving as the Superintendent of Agricultural Securities at BI&P from 2011 to 2018. He also co-founded Caiena AGR, which further showcases his entrepreneurial spirit and commitment to improving financial access within the agricultural sector.45

Culttivo's Mission and Impact

Culttivo aims to address the financing challenges faced by small and medium-sized coffee producers, who often struggle to secure loans from traditional banks. Under Foz's leadership, the company has successfully raised approximately US$14.5 million to enhance its credit offerings, with plans to facilitate over 500 credit operations for farmers by the end of 2023.2 The startup has already disbursed more than US$14.5 million in loans, averaging around US$83,000 per producer.2

Educational Background

Foz's academic credentials include studies at PECEGE/ESALQ, where he gained valuable insights into agribusiness and finance, further equipping him for his role in leading Culttivo.3

Gustavo Foz continues to be an influential advocate for improving financial access in agriculture, leveraging technology to create innovative solutions tailored specifically for producers.