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Guilherme Horn
Head of WhatsApp, Strategic Markets (Brazil-India-Indonesia) - Global faculty at Singularity University - Author of bestseller "O Mindset da Inovação"
Guilherme Horn is a renowned figure in digital transformation, innovation, and fintech in Brazil. He co-founded AGORA, a pioneering online broker dealer that achieved market leadership through innovative business strategies and technology enhancements. This venture was later acquired by Bradesco for roughly USD 500 million. In 2010, he founded ORAMA, the first pure digital bank in Brazil, disrupting the market by providing retail investors access to exclusive financial products previously reserved for private clients. ORAMA also distinguished itself as the first financial institution in Latin America to operate fully in the cloud, earning accolades for innovation in financial services.