Giovanni Oppenheim

Giovanni Oppenheim is the Director of Banking Solutions at Earnix, a global provider of AI-driven dynamic pricing, product personalization, and digital decisioning solutions for the financial services industry.12

In his role, Oppenheim works with Tier 0-3 banks and global financial institutions as a trusted advisor and industry expert to define strategic requirements for Earnix products.3 He has been with the company for almost a decade, heading up the delivery of analytics and implementations for global financial institutions in areas including consumer lending, car finance, cards, and mortgages.1

Oppenheim is recognized as an expert in the field of AI-powered pricing analytics and loan personalization. He frequently shares insights on how AI and machine learning are revolutionizing consumer lending, particularly in areas such as:

1. Price optimization for better consumer outcomes
2. Improving financial inclusion
3. Enhancing regulatory compliance
4. Increasing loan sales and revenue through personalization12

He has presented at industry conferences like the Motor Finance Europe Conference and Awards4 and contributes to Earnix's blog, where he discusses topics such as using AI to improve consumer lending outcomes and the critical components of loan personalization in unsecured lending.12

Oppenheim's expertise lies in helping financial institutions leverage AI and data-driven insights to make more informed decisions, increase transparency in customer communications, and drive strategic outcomes in their lending portfolios.1