Frederick Daniels

Frederick L. Daniels, Jr. is the Executive Vice President and Chief Credit Officer at Citizens Trust Bank, based in Atlanta, Georgia. He has been with the bank since 1993, initially serving as Senior Vice President and Manager of Commercial and Consumer Lending before assuming his current role in October 2010.123

In his position, Daniels oversees enterprise risk management, including credit approvals and related responsibilities. He also has a history of public service, having served as Chairman of the Board of Directors for MARTA (Metropolitan Atlanta Rapid Transit Authority) from 2010 to 2019, where he contributed to infrastructure improvements and economic development in the Atlanta area.23

Daniels has extensive experience in banking and finance, with over three decades in the industry, including roles at First Atlanta/Wachovia Bank prior to joining Citizens Trust Bank.3