Andrey Loshakov is a finance professional experienced in risk analysis and management, quantitative research, and retail credit. With a Master's Degree in Finance from the New Economic School and a Specialist degree in Mathematics and Probability Theory from Novosibirsk State University, Loshakov has a strong academic background. He has worked as a Portfolio Analyst for the Risk Analysis and Regulation Department at OTP Bank and later as a Director of Quantitative Research at QuattroQuant. He has also worked in various roles in retail credit risk departments in Promsvyazbank and MDM Bank. Loshakov is also a former Visiting Lecturer at Novosibirsk State University. He currently works as a Partner at Andriyanov & Loshakov General Partnership.