Ephraim Schwartz

Ephraim Schwartz is a Partner and Mortgage Consultant at O'Dette Mortgage Group, holding the CMPS (Certified Mortgage Planning Specialist) designation.1 He was born and raised in Colorado, where he earned a degree in Mathematics from the University of Colorado and was a member of the freestyle mogul ski team.1

Schwartz's career path includes:

1. Working as an analyst in the tech industry from 2000 to 2005.1
2. Entering the mortgage industry in 2005, mentoring under Teresa O'Dette.1
3. Becoming a partner at O'Dette Mortgage Group, where he has been fully immersed in the Bay Area and Tahoe real estate markets since 2005.1

In his role at O'Dette Mortgage Group, Schwartz focuses on helping clients integrate mortgage plans into their overall financial strategy, considering factors such as short and long-term equity, cash flow, tax deductibility benefits, and investment objectives.1 His approach combines his analytical background with a personal service touch developed during seven years in fine dining.1

Schwartz is known for his exceptional service and comprehensive knowledge of the mortgage industry.1 He and his family split their time between Sausalito and Tahoe, where he enjoys outdoor activities such as skiing, mountain biking, surfing, and skydiving when not working with clients.1