Cltc Philip C. Gallant is a retired agent and sales manager at New York Life, who has spent his entire career dedicated to helping others prepare for their financial future. With years of experience as a Long-Term Care National Marketing Director, Group Vice President at New York Life Insurance Company and as General Director at John Hancock, he has been able to help numerous individuals plan for their future. He is currently the owner of The Optimus Group, LLC, where he previously served as president and a Retirement, Business Succession, and Long-Term Care Planning Specialist. Cltc Gallant has studied BS Education, Music Education at Rhode Island College, Woonsocket High School, Mount St. Charles Academy, St. Joseph's Elementary School, and St. Louis School. He is also a qualifying and life member and Top of The Table of the Million Dollar Roundtable. When he is not mentoring and developing other advisors in his field, he enjoys spending quality time with his family, piano, golfing, and US history.