Nicolas Dulman is the Head of Europe Innovation Factory & Digital Agency at BNP Paribas Cardif, where he is responsible for helping business owners find the market-fit for new products. With over 15 years of experience in digital and innovative areas, Nicolas has competencies ranging from technical to marketing and business. He has a holistic approach to deliver new products efficiently while continuously learning and sharing his knowledge with others. Nicolas's specialties include innovation marketing, strategy definition, IT strategy, lean-startup, agile management, and web marketing- all with the goal of reaching market-fit. He studied Executive MBA at both the ESSEC Business School and the University of Mannheim, as well as Master’s Degree at the CNAM and University of Paris Dauphine. Nicolas has also worked and held leadership roles at various organizations such as Capgemini, Mondial Assistance France, and Euro-assurance before joining BNP Paribas Cardif.