Pallavi Kachoria is an experienced attorney who has represented mortgage lenders, servicing companies, and private investors in dealing with loan defaults, foreclosing on real property, and protecting creditors' financial interests in bankruptcy court. She has extensive knowledge of litigation and out-of-court workouts, including forbearance agreements, loan modifications, deeds in lieu of foreclosure, and short sales. Pallavi is a graduate of the University of Baltimore School of Law, where she earned her Doctor of Law degree (JD). She also holds a Bachelor of Business Administration (B.B.A.) in Marketing from The Ohio State University - The Max M. Fisher College of Business.

Pallavi has worked in various legal environments, including Parker, Simon, & Kokolis, Nagle & Zaller, and Paley Rothman, where she represented various clients, including mortgage lenders, creditors, and investors. She also worked as a Judicial Law Clerk for the Maryland Circuit Court and the D.C. Contracts Appeals Board. Before pursuing a legal career, Pallavi worked as a program manager, data analyst, and consultant for various organizations, including the United States Federal Government, Nextel Communications, Verisign, Accenture, and the Newspaper Association of America.

Currently, Pallavi serves as a Loss Mitigation Senior Analyst at Freddie Mac, where she works directly with Single-Family Sellers/Servicers to mitigate losses on their non-performing loans while avoiding foreclosures. Her primary responsibility is to ensure that loss mitigation transactions comply with policies, procedures, and state laws, with a focus on minimizing credit losses on mortgages by working with clients to assist borrowers in bringing the loan current and aggressively liquidating delinquent mortgages.