Varvara Kholina is an experienced financial advisor who improves people's lives by helping them manage their finances. With over 8 years in the finance sector, including working for some of the largest banks in the country, she has built stable systems for managing financial reporting from scratch. In addition, she has over 3 years of experience in risk management, making her a well-rounded advisor. Kholina is also an accredited tutor by the Russian Ministry of Finance for increasing financial literacy of the population. She has authored and facilitated financial management seminars and is a qualified member of the Million Dollar Round Table (MDRT), a global independent organization that unites financial leaders from 70 countries. As a business trainer, facilitator, and skipper, Kholina offers personalized financial advice to help her clients find their way towards financial freedom and independence. She studied for a Master's degree in Economy & Math and an Engineer's degree in Nuclear Physics at the National Research Nuclear University "MEPhI."