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Dhiraj Rattan
CIO Consumer Banking at Citizens Bank
Dhiraj Rattan is a seasoned technology executive currently serving as the CIO of Consumer Banking and Head of Enterprise Product Engineering at Citizens Bank.13 In this role, he leads engineering, strategy, delivery, and platforms that serve colleagues, clients, and customers across the organization.1
Key aspects of Dhiraj Rattan's career and background include:
Professional Experience
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Joined Citizens Bank in May 2019 and has been instrumental in implementing the Modern Operating Model and Next Generation Technology initiatives.13
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Previously held leadership positions at other major companies:
Expertise and Responsibilities
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Oversees platform strategy, engineering, and delivery for all consumer capabilities at Citizens Financial Group.2
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Has over 20 years of experience in architecting, engineering, and operating enterprise-grade platforms both on-premise and in the cloud.2
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Focuses on re-architecting and migrating legacy platforms to the cloud.2
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Leads platforms and capabilities across various business lines, including Core Banking, Corporate Banking, Capital Markets, Lending, Wealth Management, Mortgage, Small Business, Digital Banking, and more.3
Educational Background and Certifications
- Holds certifications such as TOGAF Certified Architect in Enterprise Architecture and Microsoft Certified Architect in Solution Architecture.3
Personal
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Based in Westwood, MA, but lives in Phoenix, AZ.1
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Describes himself as an engineer at his core, with a continued interest in emerging technology trends like quantum computing, modern architectures, and development frameworks.1
Dhiraj Rattan's extensive experience in technology leadership roles, coupled with his expertise in platform engineering and cloud migration, positions him as a key figure in driving technological innovation and transformation at Citizens Bank.
