David Guerin

David Guerin is a seasoned executive known for his extensive background in electronic payments, credit card merchant acquiring, risk management, and telecommunications billing industries. With proven expertise in designing and deploying electronic payment systems and fraud-prevention applications, he excels in managing large merchant processing portfolios. David has been quoted and referenced in various publications and is a sought-after speaker at ecommerce and fraud association events. His specialties include electronic payments (credit card, ACH), alternative payments (telecom, private label, direct bill), merchant acquiring (domestic, international, high risk), risk management (CNP fraud, e-Commerce risk), fraud control (rules, decision trees, scorecards, neural networks), identity verification (authentication, change detection), information systems (DB Management, data communications), and business intelligence (data mining, statistical analysis).