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David Braff
Asset Based Loans from $10 million to $100MM. 415-510-2955. dbraff@encinabc.com
Professional Background
David Braff is an accomplished finance professional with extensive experience in asset-based lending and business development. Currently, he serves as the Managing Director at Encina Business Credit, a prominent organization based in Chicago that specializes in providing financing solutions secured by accounts receivable, inventory, machinery, equipment, and real estate. Under David's leadership, Encina has successfully facilitated transactions ranging from $10 million to $100 million, catering to a diverse array of industries. This flexibility in financing options has positioned Encina as a vital partner for companies in need of working capital, growth funding, and turnaround solutions.
Prior to his role at Encina Business Credit, David amassed significant experience in various prestigious financial institutions. His career commenced at Union Bank as an Assistant Vice President, where he honed his expertise in banking operations and client relationships. His career trajectory continued to rise as he took on several Vice President roles in Business Development at companies including Sanwa Bank, Fremont Financial/Finova, Celtic Capital Corporation, and GE Capital. Each of these positions allowed David to deepen his understanding of asset-based financing mechanisms while fostering relationships with key stakeholders.
Before joining Encina, David was Principal of Business Development at Ares Management, a global alternative investment manager. His role in this environment furthered his knowledge and proficiency in the grand landscape of asset-based lending.
Education and Achievements
David Braff is a proud alumnus of the University of California, Santa Barbara, where he pursued a Bachelor of Arts degree in Business Economics. His academic journey in finance further accelerated at the University of San Francisco, where he earned an MBA in Finance. This solid educational foundation has been instrumental in David's ability to navigate the dynamic world of finance successfully.
Throughout his career, David has demonstrated a keen understanding of financial structures and necessary interventions in turnaround and acquisition scenarios. His ability to provide flexible financing solutions has made him a trusted advisor in the industry, particularly in addressing the unique challenges faced by firms undergoing significant changes. David's specialties in turnaround situations, acquisition strategies, and recapitalization underscore his commitment to driving business success for his clients.
Achievements
David's prominent role at Encina Business Credit showcases his exceptional leadership qualities and his hands-on approach to business development. His dedication to fostering relationships with clients and understanding their specific financial needs has contributed to the overall growth and reputation of Encina Business Credit in the finance sector. Under his management, Encina has effectively navigated complex financial environments, providing robust solutions tailored to clients' unique requirements.
Driven by a desire to facilitate financial growth and stability within various industries, David is well-versed in identifying opportunities for expansion and restructuring. His transaction experiences across multiple sectors—including retail, manufacturing, distribution, and service-related industries—position him as a pivotal figure in asset-based finance solutions. David continues to be a valuable resource for firms seeking flexible, innovative financing options that meet their operational needs and strategic ambitions.
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