Michael Ho is an accomplished fintech and payment enthusiast, dedicated to driving virtual banking, financial inclusion, and global payment solutions through innovative technology. With a Bachelor's degree in Business Administration and Management from the University of Management and Technology, Ho's extensive experience includes developing business strategies for financial institutions and merchants globally.

Currently serving as the Business Development Manager of Global Commercial Services at American Express, Ho is a versatile team player whose goal-oriented approach has propelled him in his previous roles, including Assistant Business Development Manager, Business Development Officer, and Business & Customer Service Officer at TNG FinTech Group Inc., as well as Junior Consultant at FO International Limited. Ho believes in making financial services accessible and useful to all through technology.