Emanuel

London Metropolitan University

City Of London University

Emanuel School for

Operating Partner at TCI Re

London, England, United Kingdom

A special purpose insurance company with diverse interests including workers comp, litigation and others

TCI Re

Operating Partner

A joint venture business to develop an insurance company for litigation risks world-wide.
Consider M & A opportunities in the insurance arena in UK, USA and Europe.

Jaquilla Markets Limited

Executive Director

Launching and growing Insurance Products
Introducing sophisticated technical and retail pricing into Insurance niche opportunities with a focus on capital protection coverages, litigation insurance, buy, build and consolidate, captive insurance and reinsurance.
Assisting client prospects to launch their own insurance / reinsurance carriers
Wilkes Management Services Ltd is an AT of Bluefriars and i can be reached on vernon&wilkesmanagementservices.co.uk

Wilkes Management Services Ltd

Business Owner

Wilkes Management is my own company through which I provide interim and management consutancy services.

Working with HSBC, JLT, RFIB on a range of tender submissions.

Implement the Board of Directors and the Executive Committee decisions

Prepare the company Business Plan and Financial projections

Execute and monitor the performance of the business plan and financial projections

Draw with the Management team the necessary execution plans to implement the company business plan and execute them through the Management teams

Monitor and control the overall execution of the Business plan and its financials and submit periodic reports on performance

Monitor the overall insurance operations of the organization and ensure that the Management team is adhering to the set strategy.

Empowered to approve credit limits within the guidelines set by the Board for Brokers and Clients

The right to assess risk exposure and distribute insurable risk in line with the international risk management parameters

Assess the reinsurance needs based on the Annual Plan and type of risk profile of the business and obtain necessary reinsurance support .

I am empowered to negotiate, agree and sign reinsurance agreements on treaty as well as on an individual basis.

Monitor & review the overall movement of claims reserves

Wilkes Management Services

Project Consultant

Build and consolidate insurance via MGA with the primary goal and first-line after the event legal expenses with other insurance opportunities and lines to be reviewed. We maintain an open house on all potential people and opportunities in that we will listen. Aim to be London broker in the near future in addition.

Tepee Insurance Holdings Ltd

Chief Executive Officer

Godiva Insurance provides efficient infrastructure and stable capacity to enable such individuals and teams to launch their own underwriting business units as well as access to Lloyd's and International markets.

This business model allows the Underwriting Cell to focus on underwriting and business development, whilst Godiva takes care of all operational needs. The company has numerous binders and whilst growing seeking new lines, MGA's, people and schemes / facilities both domestic and international.

If you are an individual specialist or a team, and are interesting in being part of our exciting future, please contact me now for a confidential discussion.

Godiva Insurance

Insurance Portfolio Director

The primary purpose of the position is to assume responsibility as the Business Development Consultant, managing the existing business to it’s full potential to ensure effective execution of the diversification initiatives while maintaining the continued financial soundness of the business.

The challenge facing the business is to expand the business into new areas, some already identified, working closely with the Executive Team.

Tempo Underwriting

Business Development Consultant

The role includes lead generation, development, closure and delivery of business growth Internationally across all classes with opportunities in;
-  Delegated Underwriting Authorities (MGAs)
-  Risk Retention Groups (RRGs)
-  Captive Management & Exit Solutions

Focused responsibilites in the development of the Groups Lloyd's Underwriting (Turnkey, MGA's) Captives and live Market Services (including Coverholder Management, Premium Recovery, Claims Management and Broker Back Office functions) Platforms, reinsurance, trade groups and investment into new and existing entities..
-  General Insurance Services
-  Back Office Outsourcing (BPO) & Insourcing Solutions
-  Broker Management & Procurement

Pro Global Insurance Solutions plc

Head of Agency Management

To manage tactical and strategic administrative issues including inter alia: the management of all operational issues for the establishment of an insurance company. Management of the Compliance function and personnel, internal liaison with infrastructure teams including HR, IT, Group Compliance, Legal, Internal Audit, and A&S; manage and report on Risk Management issues; to be involved in corporate strategic initiatives including policy development and planning; lead and manage projects; act as a problem solver, developing appropriate and creative solutions; act as a facilitator; be an Approved Person under FSA regulation.

Aethern Insurance

Chief Operations Officer

The role includes, managing a team of 6 specialists. Duties included mentoring, the requirements and the processes required to implement the changes to bring about the integration of AXA and Friends Provident Pension Fund Investments as Project Manager.

NB- I undertake this role into 2011 when it is hoped that Pretium will begin operations after regulatory approval.

Friends Provident Insurance

Project Head Integration and Mapping

Operating under own Company Wilkes Management Services Ltd undertook a series of consulting assignment simultaneously and independently.
Key Achievements:
Developed risk management strategy, held risk management workshops with senior management to identify key risks and action plans. Benchmarked risk against other leading companies.
Review investment strategy, hedging, sidecar arrangements, capital returns with discussions alongside rating agencies and compliance.
Designed and implemented database that identified information held and its relative risk.
Redefined internal methodology via TOM and processes to introduce significant efficiencies e.g. 70% reduction in reporting times, 40% reduction in outstanding audit points and improvement of the quality and relevance of reports.
Attended all Committees, presenting & leading discussions on risk, internal audit, control effectiveness and efficiency.
Achieved 30% headcount reduction in six months and reviewed alternative structures including outsourcing of IT audit. Conducted sensitive investigations and project manage actuarial work.
Significantly improved team morale and outlook providing development experience opportunities.
Produced initial documents including own Risk and Solvency Assessment process and reports.

Key assignments
6th February 2010 -

HSBC, JARDINE LLOYD THOMPSON

Independent Management Consultant

AN INSURANCE COMPANY CURRENTLY RAISING ADDITIONAL CAPITAL - WE HAVE OFFICES IN LONDON, CHANNEL ISLANDS AND NEW YORK, WEB SITE WILL BE LISTED SHORTLY.

PRETIUM HOLDINGS

To form a management team, locate capital, outsource claims and management functions.

Co-ordinating with external consultants, acting in the best interests of the company and the project. Arrange for the purchase, supply, use & availability of real property, fixed assets, equipment, goods, materials & services.
Liasing with compliance to ensure regulatory issues are identified and dealt with appropriately. (FSA and S & P)
Hedging and equity negotiations both inwards and outwards.
Closely work alongside and give direction to a team of actuaries.
Manage and maintain an adequate pool of team resource.
Recruiting and retaining staff to underpin and generate that growth.
Ensuring opportunities, proposals, bids and closings are recognised, qualified and managed.

Pretium Insurance Holdings

I was working with JLT and HSBC on commutation, actuarial and an environmental impact study.

Interim

The Peel Group is a leading property and transport companies in the UK and overseas with assets valued at over £4.5bn.
Presenting Strategic Plans, Budget and Operational Targets to achieve the desired Corporate Goals (short & long term) whilst leading the development of robust business cases for all programmes and ensure benefits realisation plans are developed and delivered whilst taking full responsibility for stakeholder management, setting milestones and programme delivery.
Budgeting, risks and issues management, high-level (Board level) stakeholder management

Peel Holdings

Adviser

Peel Ports - Liverpool
Selection of brokers, review of insurance coverage for Ports, airports around the world and achieved a cost saving for client of 20%.; Handling assets of over £48 billion for over 40 clients, HML is based in Skipton, Yorkshire and employs over 1,800 people in Skipton, Padham, Glasgow and Derry. Tasks involve working closely with Markets team.:
Reviewing origination, structure, negotiate and oversee delivery of new loan business, maximising opportunities from existing and potential clients, to achieve agreed business targets and objectives.
To ensure that new business meets minimum return hurdle and maintains the credit risk integrity of the portfolio.
Reporting directly the practice lead of the insurance division, I led in reviewing the service lines which include amongst others Morgan Stanley, Bristol and West, UBS, Norwich Union, RSA, National Bank of Australia, Skipton Building Society and contributing to the wider business building of the firm as a whole. My review covered products and processes, retail distribution and customer operations with the aim of delivering projects across operational improvement, product innovation, business retention and loyalty, and model and manage the impact of regulation.

Homeloan Management Ltd

Programme Director

Client London Borough of Merton

Work within multi-faceted client facing role based around managing and supporting specific clients using proprietary RMS software and technology to assess financial loss due to natural disasters and terrorism.
Mentored a development team during the analysis and design of a portfolio claims management product for individual investors. Developed process and procedures standards for Use Case documentation and assisted with object model specification.
Monitor the markets and trends and report on opportunities and developmental plans within agreed formats and timescales. Take the lead to champion any new initiative or venture to ensure the proper management of new opportunities.
Responsible for creating loss reports, confirming coverages, explaining procedures and for analysing information obtained to establish validity of the claim, legal liability, and settlement value. Responsible for Evaluating and negotiating settlement of first and third party physical damage claims within established settlement authority limits. Provide overall leadership on, and reporting to the Board, on all claims aspects arising out of the Company's business. To ensure that the necessary resources, systems and controls are in place to meet the claims aspects relating to the achieving of objectives as set out in the business plans
Writing of SLA's and outsourcing agreements to ensure satisfaction from the point of view of insurance contracts.

Interim Risk & Insurance

Act as insurance property, casualty and reinsurance specialist. Planning, facilitation of a Critical business and change programme with high planning and application of Change control, risk, recruitment etc. Managed a spend of £3 million and daily operational budgets. Oversaw a team of six to implement and oversee a programme of change to:

Working with four key areas including Corporate Real Estate, Insurance Market, Asset Management. Housing stock transfer and warranties.
Implementation, development of underwriting, claims; tender contract management; budgeting, forecasting, system improvement and development. Claims and process review, motor, liability, household, commercial property, professional whilst planning reinsurance programme and determine viability of mutual and stop loss.
Build asset register to ensure seamless analysis; reports and integration of information.
Development with HSBC and Jardine Lloyd Thompson Brokers of  (re)insurance.

Merton Local Authority

Disciplines including planning, risk/issues management, and financial/budgetary controls and reporting to provide visibility and to control the overall programme. The broad scope of the projects undertaken included:
Financial process re-engineering; tender for insurance with St Paul Travellers / Zurich Insurance, finance systems implementation; organisation design; Treasury transformation; planning for value; performance reporting and value analysis. Development and analysis of processes and claims on potential future income and cost performance, referencing relevant benchmarks; supporting the business planning area of the company. Introduction of new IT and data storage software systems implementation; process improvements; financial control; finance restructuring to create a seamless integration on new IT insurance system.

Southend

Department of Trade and Industry.  - Consulting Head of Insurance -
Assigned to work with Dti, Haliburton, PWC, Marsh, Deloitte and Treasury in a key role in the transfer of energy assets and insurance companies.
Acquired and restructured four insurance companies - Isle of Man, Guernsey and Bermuda.
Operational management, strategic risk, IT, copywrites, patent, contracts, business continuity and the audit/ compliance action plan for acqusition, merger of insurance companies under Dti. Collaborate with risk professionals in other divisions and represent the team on cross-divisional forums and committees dealing with risk, audit and business continuity.
Utilisation of Reinsurance, Government guarantees, credit risk and overseeing change management of assets and funds in excess of £3 billion.
Management of Deloitte as external advisors with Price Waterhouse Coopers on contract delivery.
Understanding of politics and stakeholder management.
Product placements, restructure, implementation and design with Marsh London.
Managed a budget of £250,000 per week and an insurance team.
Devised all contractual insurance requirements for Nuclear Power and Electrical Generation in UK. Review of British Energy and Police service insurance requirements.

DTI KPMG NDA

Assignment as consultant via KPMG

Support commercial bid team in the financial strategy, financial evaluation, risk assessment, pricing and negotiation. Introduced an effective risk management process with oversight of insurance placement. Production of project documentation, product breakdown structure, and project plans.

Unipetrol Nigeria

Head of Risk Assurance

Responsible for the management of a team and the output of accounts, statements, analysis, interpretation and commentary highlighting trends to support senior management, budgetary control and ensuring the development of the function in line with growth and business requirements. Develop training schedule and work with internal departments to understand needs and deliver appropriate training. Leading development of specific solutions and selling solutions to senior business clients with emphasis upon oil and gas sector.
Undertook review of Shell, Chevron, Texaco, Mobil and independent oil producers,
To review and change primary products delivered; financial management & review; value for money reviews; process improvement; strategic reviews and development; procurement reviews & development; governance; risk management; organisation development and leadership training.
Negotiate all reinsurance treaties.
Prepare subsidiary company for stock market listing.
Responsibility for the delivery and negotiation of outsourced multi-million pound service contract for Healthcare services and launch of a new health insurance company.
Where necessary agreeing changes to processes and procedures that reduce compliance risk and raise operational standards as required.

Industrial and General Insurance Company

Operations Director

Overseeing the smooth running and successful completion of projects; writing and delivering insight through presentations; monitoring projects and account profitability; writing and implementing the client development plan; identifying cross-selling oppornities and introduction of identifying areas of improvement via client decision-making frameworks.

Orchard Solicitors FSG

insurance Manager

The primary function of the role to simplify & standardise system use, acting as the main liaison to consultants and finance managers.
Opened an insurance broking office in New York and established a oil and gas facility with ACE and XL for $200 million capacity.
Clientelle included Greenwich Capital, Norwich Union, Baker Tilly, Sun Alliance, Accenture, IBM, oil and gas, solicitors and accountants seeking insurance and reinsurance based solutions.
Reinsurance treaties for AIG, social housing.
Responsibility to plan and execute assignments in accordance with relevant policies, procedures and quality standards. Audit delivery  included the following areas: assignment planning; performing testing; audit report writing; completing documentation of planning, testing and findings; sharing of best practice with colleagues and analysing issues into constituent elements and identify root causes and wider implications.
Ensure compliance with local and corporate policies in area of credit and collections.
Assignment in Russia with Gec/Siemens for electricity, financial services and to assess commercial options with global servicing formation of captive JV.
Insurance arranged for chain of petrol stations in Kazakstan
Provide financial crime expertise specifically in the disciplines of non-policyholder related fraud
Identify financial risks and potential weaknesses and identify suitable risk management solutions.
Travel to South America, Russia, USA and Europe.
Arranged first ever marketing conference for intermediaries "Marketing for Success". Raised all sponsorship and over 1,000 attended.

FSG / Investment Bankers - London

Managing Director

Insurance and Marketing
Reporting to the Business Unit Director, responsibility for the management of sales promotional budgets, including forecasting and post audit reviews, across predetermined business units. Furthermore, Promotional performance:; working with Customer Business Managers and Account Executives, plan promotional activity to deliver targeted return on investment, sales uplift and IT software implementation with key 500 business producing intermediaries.

Avon Insurance / Generalli

Project Director

Working as project lead with Price Waterhouse Coopers to implement total quality management whilst reviewing claims management, reinsurance asset management, commutation negotiations and other finality solutions. Designing, delivering and implementing bespoke solutions for clients.

Independent Insurance

Project Manager

Co-ordinated three service locations (19 staff). New York, London and Chicago
Served with oversight of office operations and personnel. Managed information systems, financial systems, regulatory compliance, and scheduling support for service providers, and human resource functions.

Developed an energy treaty with ACE and X.L. to bind risks.
Placed UK transport risks on treaty with major insurers in US
Established a joint venture with A J Gallagher for insurance and reinsurance in Chicago for worldwide business and to acquire an existing insurance company.
Reinsurance proportionate treaty and facultative negotiations for AIG
Clients included IBM, NU, NFU/Avon, Independent, CNA, AXA, Morgan Stanley, IBM) around the world.
Advised start up and reinsurance structure for ALICO in Russia
Negotiated reinsurance treaties in Oman for several carriers and Armed Forces.
Managed team of eleven associates to deliver data conversion project for Logica under budget & on time.

Establish, maintain and develop a broker relationship focused environment ensuring the claims handling service needs of key brokers are reviewed.
Liaison with industry bodies e.g. ABI, LMA to ensure that developments involving Market Initiatives, Legal Developments, Protocols, and Key Case law are reviewed and disseminated as necessary.
Securitisation for global insurers and reinsurers; structuring and marketing strategic investment management transactions for U.S. insurance companies i.e. asset re-characterization, hedge fund gap risk, fiscal optimisation, insurance-linked credit hedging.
Developed capital markets/derivatives technology for a class 4 Bermudan Reinsurer Carrier to write financial and life insurance and reinsurance for which personally raised the capital and then addressed potential opportunities.

Gunnarson Investment Bankers JV Financial Surety & Guarantee Ltd

Financial services operations Director

Put in place procedures and checklists to allow delegation of this function in time and act as manager for launch and publication of magazines.
To provide financial crime expertise on risks and issues and offer appropriate risk mitigation solutions for Fraud magazine and anti money laundering.
Produced a directory for Oil and Gas companies for CIS and Russia.

Euromoney and Trade Publication

Freelance Insurance and Technical author

Monitored emerging exposure phenomena specifically in general liability, products liability and workers compensation by reviewing actuarial loss triangulations, loss development factors, claim data and parent company business ventures.
Prepared reports for the renewal process. This entailed continuous collection, analysis and interpretation of insurance data over the year.
Prepared data for the semi-annual actuarial reviews. This included analysis and comparison of data from the fronting company, broker and internal records. Managed Portfolio for Financial Institutions and their treaties.
Evaluated the effectiveness of three current applications, and developed recommendations for several candidate applications, including proposal for an Intelligent Strategic Service Facility to integrate multiple knowledge-based applications and existing online systems.
Identify subrogation, contribution and other recovery issues and ensure that all ensure recoveries are pursued where applicable.
Manage disputed claims and other material claims issues in order to resolve as quickly and economically as possible
Ensure Claim reserves and settlements are calculated correctly and in accordance with Company procedures and service standards.

Fleming Insurance Brokers

Broking Director

Undertook review of insurance and reinsurance for Armed Forces.
Established a revenue protection policy with Hanover Re for oil flow via pipelines.
Undertook all reinsurance renewals for Ports, Harbours and State sponsored oil and gas refineries.
Carry out a review of processes and procedures and put in place steps to help the team fulfil their roles and comply with all its legal and regulatory requirements. . Manage the staff and ensure that all decision-making is properly documented and policies and procedures are being followed.

Muscat Insurance Services

Operations Manager

Prepared reports for the renewal process. This entailed continuous collection, analysis and interpretation of insurance data over the year. Placement in Lloyds and Companies.
Checking and advising on insurance and indemnity clauses in Group/supplier contracts.
Chairing regular broker meetings, claims review and relationship meetings with insurers and others
Selection, engagement and supervision of service providers and their activities to ensure correct strategic direction and ongoing value for money.
Supervision of handling of large losses by team with internal departments, overseas subsidiaries, loss adjusters, brokers, solicitors and external insurers.
Identification and implementation or recommendation of risk improvement opportunities.
Cultivation of partnerships in order to add value to the risk management process

Bain Clarkson

Broker Clerk

Responsible for a team and production of business via established leads.
Manage a portfolio of financial institution risks.
Introduced a policy system engine.

Robert Fleming

General Insurance Services Director

Claims, placement in company and Lloyds market, account management for portfolio of clients.

Inchcape plc

Account Manager

Reviewed and ensured accurate loss/premium statistics were maintained by accounting and claims technicians. Comparative analyses performed between internal statistics and actuarial triangulations.
Corresponded with carrier underwriters on all contract issues
Responsible for product strategies, expansion beyond the current identifiable market and identification of new opportunities.

Bradstock, Blunt and Thomson

Broker

Review and analysis of daily KPIs supporting opposite number in the commercial team;
Commercial decision support on major internal projects, Lloyd placement broker, draft wordings and manage all client risks from construction, professional risks to energy.
Special Project - reporting on the implementation of a computer system when the brokerage firm was regionalized.

Bradstock Blunt & Thompson (Lloyds of London)

Assistant to Technical Director

Managed "loss portfolio transfer" accounts of approximately $50 million.
Prepared individual treaty reviews on proportional and excess of loss property and casualty treaties.
Compiled comprehensive information to facilitate audits, commutations, arbitrations, renewals and strategic planning.

Trafalgar House

Insurance Clerk

Managed "loss portfolio transfer" accounts of approximately $50 million. Prepared individual treaty reviews on proportional and excess of loss property and casualty treaties. Compiled comprehensive information to facilitate audits, commutations, arbitrations, renewals and strategic planning. Established captive insurance company in Isle of Man for drilling rigs and energy related activities of the company.

Vernon Wilkes

Vernon Wilkes