Denis Yagubtsov is an accomplished digital finance expert with extensive experience in the banking industry. He studied Management at Moscow State Aviation Technological University and has since gone on to hold various positions within the field of digital channels and e-banking. Yagubtsov has worked as the Director of Digital Finance services at Глобус-ИТ and has previously held positions as Head of Digital Channels at URALSIB Bank, Director of Development Digital Channels at Promsvyazbank, and Head of e-channels development at Promsvyazbank, among others. With a wealth of experience in digital finance services, Yagubtsov has proven he is well-equipped to lead in the field at any level.