Carolina CA Reddy is a highly accomplished executive with a successful track record of turning around businesses and teams that need attention. With extensive experience in South Africa and 13 African countries, she has strong global relationships and industry expertise in payments, financial crime, and cybercrime related to card issuing and acquiring. As Head of Business Risk and Cybercrime, Group Card & Emerging Payments at Standard Bank Group, Carolina leads the charge on mitigating fraud and cyber risks for the bank. With a Master of Business Administration degree from Henley Business School, Carolina has held various leadership positions at The Standard Bank of South Africa, including Director of Global Financial Crime Control, Director of Card Business Services, Head of Credit, Card and Channel Management IT, and more. She has also served on various industry committees, including as Chairman of the Commercial Crime Unit at SABRIC. Carolina's deep understanding of human capital practices and information technology has contributed greatly to her success as a results-driven leader.