Ricardo Ribeiro, a pre-sales manager at FICO, has spent over 10 years working with customers in Europe, Middle East, Africa, and now Latin America and the Caribbean. Ricardo's expertise in decisioning solutions has helped his team achieve annual growth of over $30MM+ in portfolio sales. With a focus on financial services, insurance, telco, and manufacturing sectors, Ricardo is dedicated to helping businesses thrive and succeed by sharing both technological and business perspectives. Ricardo's passion lies in optimizing processes for supply chain related companies, reducing churn for telcos, reducing fraud for ecommerce retailers, and assisting banks in gaining more and better clients.