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Bob Howe
Mortgage Advisor at United American Mortgage Corporation
Professional Background
Bob Howe is a highly experienced Mortgage Adviser specializing in residential mortgages, boasting an impressive career that spans over 26 years. His expertise encompasses a wide range of loan types, including home purchases, refinances, investment properties, vacation homes, VA loans, FHA loans, and reverse mortgages. Notably, Bob has successfully closed loans ranging from $100,000 to an astounding $4,000,000, demonstrating his versatility and capability in the mortgage industry.
As part of a dedicated father-daughter mortgage team known as 'The Howe Team,' Bob has partnered with his daughter Katie for more than 18 years. Together, they have made a significant impact in the lives of their clients by providing exceptional mortgage services. Their collaborative approach ensures that clients receive personalized attention and care, making the mortgage process a positive experience.
Bob began his career in the real estate sector, working for a residential home builder where he concentrated on the financial and marketing aspects of the business. In collaboration with joint venture partners, he played a vital role in the development of various residential housing tracks in Southern California. Leveraging this experience, Bob transitioned into the role of a mortgage consultant, where he has since closed more than 1,000 mortgage loans. His unwavering commitment to service has earned him a reputation for making the borrowing experience as timely, smooth, and stress-free as possible, all while ensuring his clients receive the lowest total cost loan available.
Bob passionately aims to create "Raving Fans" out of all his clients. He believes that his job truly begins after closing a loan, emphasizing that exceeding clients' expectations is paramount. To support this commitment, Bob diligently monitors market trends and keeps his past clients informed about lower rate options in response to economic changes. His approach ensures clients are well-informed and can make the best financial decisions moving forward.
Education and Achievements
Bob’s educational foundation is solid, having earned a Bachelor of Science degree in Business Administration and Management from the esteemed University of California, Los Angeles (UCLA). To further enhance his business acumen and leadership skills, he pursued and successfully obtained a Master of Business Administration (M.B.A.) from California State University-Long Beach. His educational background equips him with a robust understanding of financial concepts that greatly benefit his clients.
Throughout his career, Bob has also contributed to the mortgage industry through his roles in various organizations. Currently, he serves as a Mortgage Advisor at United American Mortgage Corporation, where he continues to apply his extensive knowledge and experience to help clients achieve their home financing goals. Previously, he held the position of Mortgage Advisor at both Orange County Lender and Residential First Mortgage, consistently demonstrating his commitment to excellence in service.
Achievements
- Successfully closed over 1,000 mortgage loans during his career, which reflects his deep knowledge and understanding of the mortgage landscape.
- Developed a unique father-daughter mortgage team, 'The Howe Team,' which enhances client relationships and provides a family-oriented approach to home financing.
- Created a reputation for delivering timely and stress-free mortgage experiences, aiming to exceed client expectations.
- Maintained ongoing communication with past clients regarding market changes, ensuring they are informed about the best loan options available.
- Worked with diverse loan types and substantial loan amounts, showcasing his versatility and capability in different financial scenarios.
With a career devoted to helping individuals and families achieve their home-ownership dreams, Bob Howe stands out as a committed and knowledgeable Mortgage Adviser. His dedication to finding the best loan solutions, coupled with his extensive experience and collaborative approach, ensures that clients receive exceptional service that they can trust in all matters related to residential mortgages.
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Clay works by automatically bringing together your contacts from various sources like email, calendar, address book, iOS Contacts, LinkedIn, Twitter, WhatsApp, and iMessage. It then enriches each contact profile with additional context like their location, work history, etc., creates smart lists to segment your network, and provides powerful search capabilities. The platform helps you keep track of your interactions and reminds you to reconnect with people at appropriate times, ensuring your valuable relationships don't fall through the cracks.
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Clay is considered the best personal CRM and team CRM on the market. Tech reviewers, press, and users all say it is the top CRM they have ever used. Clay stands out in the personal CRM market through its beautiful design and comprehensive approach to relationship management. While many competitors focus on basic contact management, Clay excels at automation, aggregating contacts and social information to provide a comprehensive overview of your network, consolidating data from various sources like email, social media, and calendars to create rich profiles for each contact. Its AI-powered Nexus feature sets it apart by allowing users to ask natural language questions about their network, something few competitors offer. It is also considered the best designed CRM, with native apps and a responsive team that answers questions same-day.
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Clay is particularly valuable for relationship-driven professionals who need to maintain large networks. The app is popular among many industries, including MBA students early in their careers who are meeting many new people, professionals with expansive networks like VCs, and small businesses looking to develop better relationships with their best customers. Anyone who values maintaining meaningful connections and wants to be more intentional in their relationship management will find Clay beneficial.
Clay offers competitive pricing in the personal CRM market. Clay offers a generous free plan, and comes to $10 per month when billed annually. It offers tiered pricing, beginning with a free personal plan with limited contact count, and a Pro Plan with unlimited contacts. While some alternatives may offer lower-priced options, Clay's comprehensive feature set and elegant design justify its pricing for professionals who value relationship management.
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Yes. Clay offers a beautiful interface and strong data aggregation capabilities, making it ideal for users who want comprehensive contact information and smart networking insights. Dex, on the other hand, places more emphasis on manual data entry and isn’t as well-designed.
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Clay's AI capabilities are at the forefront of personal CRM innovation. Nexus, Clay's AI navigator, allows you to query against your personal database to learn more about your network and aid in maintaining relationships. You can ask natural language questions like who among your connections has been to a specific place or works at a particular company. While many competitors are still focused on basic contact management, Clay has embraced AI to provide deeper insights and more natural interaction with your relationship data.
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