Bharat Panchal Ph.D.

The Risky Monk - Mastermind Architect of Digital Risk Management & Cyber Security for India's payment ecosystem - Globally recognized Thought Leader - BAP@UPI - RuPay - Speaker - Author - Proud Indian - From Modasa (GJ)

Summary

Dr. Bharat Panchal is a dynamic and detail-oriented professional with a Ph.D. and a strong background in global cybersecurity, enterprise risk management, and compliance.
With a visionary leadership style, his expertise lies in implementing cutting-edge risk and security frameworks aligned with business objectives across industries like Payments, Digital Banking, Telecommunication, and BFSI.
He has a proven track record of building world-class risk management teams, fostering enterprise-level efficiencies, and driving a security mindset into business processes.
Dr. Panchal has served in key roles at prestigious organizations such as Discover Financial Services, FIS, NPCI, and Kotak Mahindra Bank, where he led risk management, compliance, and cybersecurity functions.
He is well-versed in IT and security technologies, excels at problem-solving, and has a strong media presence with appearances on various TV channels and in leading print publications.
An accomplished academic, Dr. Panchal has pursued education in information management, cybersecurity, and business administration from reputable institutions like ISACA, Manipal University, and the University at Buffalo.
Driven by a passion for improving cybersecurity practices, he actively engages with industry committees and global networks, contributing his expertise to organizations worldwide.
Dr. Bharat Panchal is a sought-after keynote speaker, panelist, and thought leader, having shared his insights at numerous conferences in India and abroad.