Bernardo Garcia

Managing Partner at Shift Capital

Bernardo Garcia is a prominent figure in the agricultural fintech sector, currently serving as a Board Member at TerraMagna since September 2021. He is also a Managing Partner at Shift Capital, where he plays a crucial role in evaluating and investing in innovative companies within the agribusiness landscape.

Professional Background

Current Roles:
- Board Member at TerraMagna: Involved in strategic decisions and governance for the company, which focuses on providing credit solutions to Brazilian farmers.
- Managing Partner at Shift Capital: Leads investment strategies and partnerships aimed at enhancing financial accessibility for underserved agricultural markets.

Contributions to TerraMagna

Bernardo has been instrumental in raising significant funding for TerraMagna, including a notable $40 million round that attracted investors like SoftBank Latin America Fund and Milenio Capital. He has emphasized the company's innovative approach to embedded financing, which allows retailers to offer credit to farmers at the point of sale. This model aims to alleviate liquidity challenges faced by small and medium-sized farmers in Brazil, who traditionally struggle with access to capital due to the conservative nature of the banking sector.1 2 3

Industry Impact

Garcia's insights into the agricultural value chain highlight the potential for technology-driven solutions to transform how farmers access credit. His work not only supports TerraMagna's growth but also contributes to broader efforts to enhance food security and economic sustainability within Brazil's agribusiness sector.1 2

Overall, Bernardo Garcia's expertise and leadership are pivotal in shaping the future of agricultural financing in Brazil, making him a key player in this evolving industry.