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    Bernard Arifin

    Chief Operating Officer at KoinWorks - Lunaria Annua Teknologi - Fintech

    Bernard Arifin is an accomplished professional with a strong educational background and extensive experience in finance and banking.

    He obtained his Bachelor's degree in Accounting from Universitas Tarumanagara and pursued his Master's in Business Administration at the University of International Business and Economics.

    Bernard currently holds the position of Chief Operating Officer at KoinWorks - Lunaria Annua Teknologi, showcasing his leadership abilities and strategic acumen.

    His previous roles include Credit Analyst Head at United Overseas Bank Limited (UOB), Retail Credit MIS, Reporting Management, and QA Head at UOB, Credit Risk Policy Management at Bank Commonwealth, SME Credit Policy & Portfolio Senior Manager at PermataBank, and Compliance & AML/KYC Senior Officer at ANZ.

    With a diverse background in banking operations, risk management, compliance, and credit analysis, Bernard Arifin brings a wealth of expertise to any organization.

    Bernard Arifin
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    Location

    Greater Jakarta Area, Indonesia