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Andrew Zdrojewski
Senior Credit Analyst
Professional Background
Andrew Zdrojewski is a seasoned finance professional with a strong background in credit analysis and relationship management. He has cultivated a rich expertise in understanding loan relationships and profitability that significantly benefits the organizations he has been part of. With extensive experience at ACV Auctions, Andrew has excelled as a Senior Credit Analyst, where he plays a pivotal role in underwriting credit packages of up to $10 million. His analytical skills and financial acumen have allowed him to work closely with Commercial Relationship Managers, helping them analyze relationship returns and ensure the most favorable outcomes for the company.
In addition to his current role, Andrew has held various positions at M&T Bank, including Credit Analyst, Commercial Profitability Analyst, and CCAR Analyst. In these roles, he developed a comprehensive understanding of commercial lending practices and risk management principles, allowing for a holistic view of credit operations and their impact on overall profitability. Andrew's multifaceted experience equips him with a unique perspective on the credit cycles and risk assessment methodologies within the financial sector.
Education and Achievements
Andrew Zdrojewski holds a Bachelor of Arts (B.A.) degree in Economics from Hobart and William Smith Colleges. His academic background provided a solid foundation of economic principles and quantitative analysis, which he has applied throughout his professional journey. The knowledge he gained during his studies serves as a cornerstone of his analytical capabilities, enabling him to make informed and strategic decisions in his career.
Achievements
Andrew's journey in the finance sector is marked by numerous achievements, including advancing from a Credit Analyst to a Senior Credit Analyst in a relatively short time. His impressive track record at ACV Auctions showcases his ability to not only meet but exceed performance targets through diligent analysis and sound judgement in credit underwriting. He consistently delivers valuable insights that drive financial success for the organization.
His tenure at M&T Bank further solidified his expertise in commercial banking, where he was instrumental in developing strategies that enhanced profitability and risk assessment. By participating in the Comprehensive Capital Analysis and Review (CCAR) process, he contributed to the essential financial health and regulatory compliance of the institution.
Overall, Andrew Zdrojewski is a dedicated finance professional whose career is characterized by a commitment to excellence in credit analysis and financial management. His academic background, combined with practical experience, equips him with a rich skillset to navigate the complexities of the financial landscape.