Andrés Ugarte

Andrés Ugarte is the Founder and CEO of Copilot Money, a personal finance app launched in January 2020. Ugarte's journey in the tech industry began with a solid educational background in Computer Science and Engineering from Pontificia Universidad Católica de Chile, where he completed both a B.S. and a Professional Degree between 2006 and 2012. His professional career includes significant roles at major tech companies, such as Google and YouTube, where he worked as a Senior Software Engineer and contributed to various projects, including Material Design tooling and YouTube Gaming for iOS.123

Ugarte's motivation to create Copilot stemmed from his frustration with existing personal finance apps, which he found inadequate for managing his finances. He aimed to develop a privacy-focused app that provides users with intuitive insights into their financial data, leveraging machine learning to categorize spending and enhance user experience.346 Under his leadership, Copilot has grown significantly, achieving over 100,000 subscribers and raising $6 million in Series A funding to expand its services and capabilities.45

In addition to his role as CEO, Ugarte continues to engage in coding, believing that it helps him stay connected with the technical aspects of product development, which is essential for leading a successful tech company.3