Richard Newman is a finance expert with vast experience in banking, financial planning, management, and securities. With his solid background in business, management, and finance from the University of Maryland, Richard has held several senior-level positions in various reputable organizations, including Bank of America and Merrill Lynch, where he played a crucial role in delivering expert financial advice to high net worth clients. Richard's previous roles include VP, Senior Wealth Management Lending Officer, Wealth Management Banker, Home Mortgage Consultant, Senior Financial Specialist, and Registered Sales Associate. His expertise in providing expert financial consulting, management, and security solutions makes him a trusted financial advisor to many clients.