Alexander Kozulin has over 15 years of experience in technology management, alongside a degree in Physics and a diploma in Information System Management from Saratov State University. Kozulin has worked with major companies such as Rakuten, BTIG, and Sberbank, managing budgets that exceed $7 million for international and local markets. His expertise has been devoted to the Banking, Fintech, and Higher Ed industries, bringing innovations and leading distributed multicultural and cross-functional teams. Kozulin has developed everything from product development to identification, p2p transfers to digital payments, and PaaS to SaaS. He is proficient in tools and languages such as MS project, Github, RUP, Waterfall, HTML, JSON, CSS, among others. His professional experience includes several roles such as Senior Information Technology Manager, Project Manager, Program Manager, Business Analyst, and Lead Developer.