Polly Bauer is an international credit card operations expert, consultant, and speaker with over two decades of experience and a vast array of professional accomplishments. A graduate in Business Management from The Ohio State University, Bauer is a merchant advocate who helps businesses become payment savvy, minimize risk and fraud, and expand internationally. She is considered an industry pioneer and is frequently called upon to speak at events, including notable keynotes for global corporations, professional associations, and women's organizations.

Bauer has served in many capacities throughout her career, including President/CEO of Polly Bauer & Associates, Inc., Founding Chairman/Eagle Member of Direct Response Forum, Board Advisor for CNP-Europe, Board Member at PaymentsEd Forum, and Director and Payments Advisor for multiple tech and direct sales organizations. She was also a Faculty member at iLearning Global.tv and a Credit Consultant at Chandler Partners and Lesavich High-Tech Law Group, P.C. before becoming a sought-after keynote speaker.

Bauer's expertise in credit card fraud prevention, detection, and payment acceptance for online, direct marketing, and non-face-to-face transactions is widely recognized, making her a go-to resource for top direct response industry executives. She has also co-authored a book titled "The Plastic Effect: How Urban Legends Influence the Use and Misuse of Credit Cards", which won a 2013 Living Now Book Awards Gold Medal.