Ramesh Gupta is a seasoned banking and IT professional with 17 years of experience in risk management, digital transformation, credit modelling, loan origination, treasury, credit management, corporate, and retail banking. He is highly skilled in project and program management, business analysis, product ownership, Agile, DevOps, and implementation, resulting in repeated successes in designing and launching leading-edge solutions and best practices. He specializes in creating, designing, and integrating risk functions that support the strategic goals of the bank. Gupta is an expert in R, Pl/SQL, MS Office, MS Visio, and MS Project. He has a proven track record of managing diverse banking portfolios, including core banking, credit, treasury, and risk management. Gupta designed and implemented business process changes, solutions that remedy core business issues, and positioned the organization to reach the next level of profitability. Gupta received Star Performer and Best Performer awards from all his previous employers. He excels in team leadership and management, customer service, innovation, and service improvement.