Rick Ziwot, the President and CIO of Carapace Financial Advisors LLC, is a celebrated veteran in the financial sector with decades of experience in structuring and delivering wealth preservation solutions to clients. Rick holds a Bachelor of Arts in Classics and History from Amherst College, a renowned liberal arts institution with a rich history of producing industry disruptors across various sectors.

Rick's journey in the financial sector started with Lehman Brothers, where he served as the Senior Vice President before proceeding to Bank of America and HSBC, where he served as the Global Head of Structured Credit in both firms. His knack for structured credit saw him become a founding partner at Merrion Alternative Investments, where he cemented his reputation as an exceptional investment strategist.

At Carapace Financial, Rick has spearheaded the development of customized hedging and investment strategies that shield clients from market losses. The firm provides targeted Separately Managed Accounts, Private Funds, and Market-Linked Notes to its institutional and accredited investor clients.