Chris Waring is a seasoned banking executive with a strong background in computer science. With years of experience leading multi-million dollar programs in big banks, he has developed and deployed fintech solutions that are customer-centric. His area of specialism is in SME risk (credit and ops), strategy, and operations experience in big and small financial institutions. He has also operationalized a European bank license and served as COO/CRO of a ME finance house. Prior to that, he worked as the Executive Director at Revolut, Director of Commercial Banking at TSB bank, Programme Director at HSBC, Director of Business Management and Digital at HSBC, and Vice President at Barclays Corporate Banking. Chris has a strong educational foundation and holds an MA Hons in Computer Science from the University of Cambridge.