Zihao Xia is an accomplished professional with an extensive background in finance, strategy, and business operations. After graduating from the University of Pennsylvania's prestigious Wharton School, Xia began his career in the investment banking industry working as an analyst at both Citi and RBC Capital Markets. He then transitioned into product management roles with industry leaders like Venmo and Affinity.co, where he specialized in the money team and provided valuable insights into the development of financial technology products. Xia's experience in investment banking and product management gives him a unique perspective and skillset that he can use to drive innovation and growth in the financial technology industry.