Kristofer "Kriffy" Perez is a fintech veteran with an impressive background in product design, development, and strategic advisory. With over a decade of experience in the industry, Perez has played an integral role in more than 120 strategic projects across eight countries and has filed 15+ patents. He is a Co-founder and Managing Director at Global PayTech Ventures, where he leads strategic advisory. Perez has also worked for MasterCard Advisors, the Boston Consulting Group, IBM, and co-founded a paytech startup.

Perez's educational background includes a Master of Business Administration (MBA) from New York University - Leonard N. Stern School of Business, an MBA International Partnership Program from Guanghua School of Management, a BS from Lehigh University, and an International Baccalaureate Diploma from the International School of Brussels.

Perez's expertise lies in fintech, banking, financial services, product innovation, and long-term strategy. He is a Foresight Affiliate at The Future Today Institute, where he specializes in envisioning the future. Previously, as a Director of North American Product Innovation and Design at Visa, he led product and design teams to deliver new product solutions and best-in-class customer-centric experiences to market-leading financial institutions. Perez has also served as a Lecturer and Coach at NYU Stern School of Business, a Financial Services Expert at The Boston Consulting Group (BCG), and a Contributing Author at Future Today Institute.