James Radford, a seasoned executive with a successful track record, is known for his pragmatic and commercially aware approach towards businesses. He holds a BEng (1st class) Aeronautical Engineering degree from Kingston University, and he began his career working for American Express in various leadership roles, including I.T./Y2K readiness, VP & GM European SME business development, and GM, UK Commercial Card. After leaving American Express, he worked for Citibank as the SVP Partnerships; Card & Retail banking before transitioning to Lloyds Banking Group as Head of Banking Operations, where he took strategies from start-up to multinational businesses with great success. He has experience in both B2B and consumer sales, account management, and partnerships. Radford formerly worked as the Chief Executive Officer at Cheque and Credit Clearing Company, Deputy Chief Executive & COO at Premium Credit Ltd, and Chief Operating Officer at Aldermore Bank PLC. He is currently an advisor at Revolut, a digital banking startup, and is a frequent public speaker on a range of business topics. Radford is an innovative people leader, and his ability to get things done and take colleagues on the journey with him is his greatest asset.