Nirav Panchmatia is a financial services professional with over a decade of experience in various areas of the industry, ranging from financial research to wealth management. He has worked with reputable firms such as Citigroup, ICICI Bank, and Quantum Group. In addition, he is an entrepreneur, having founded AUM Financials, an investment advisory firm catering to a global Indian clientele. Panchmatia is also a financial coach and blogger who conducts training programs to promote financial literacy among corporates, financial intermediaries, and b-schools. He holds an MBA in finance from SVKM's Narsee Monjee Institute of Management Studies, and an EDP in business strategy and financial planning and services from the Indian Institutes of Management in Bangalore and Ahmedabad, respectively. He is also a member of The Institute of Chartered Accountants of India.