Thiago Novaes is an experienced finance professional with 18 years of experience in the banking sector. He has worked with both large and medium-sized banks and has expertise in credit analysis, financial statement analysis, and project management. Novaes has a keen eye for interpreting key financial indicators to provide valuable insights for decision-making. He has also been involved in the development and implementation of credit policies and has participated in various credit committees. Novaes has an extensive background in visiting companies to evaluate their size and profile. Additionally, he has experience in participating in projects that aim to identify and implement opportunities for improvement in the banking sector.

Novaes has a formal background in business administration with a bachelor's degree from USJT, and he has further pursued his education with an MBA in Business Management from Fundação Getúlio Vargas. He also completed an international extension program in finance from the University of California.

Novaes has multiple certifications, including a CPA 10 certificate from ANBID, a Green Belt certification from Itaú Unibanco, and various internal courses offered by financial institutions on topics such as financial mathematics, financial statement analysis, cash flow analysis, leadership, investment banking, and credit analysis.

Novaes has held various positions throughout his career, including Statutory Director of Credit/Risk/Recovery at CB Partners, Executive Director of Credit & Risk at CB Partners, Head of Credit Department at CB Partners, Executive-Head of Credit at Rodobens, Corporate Credit Manager at China Construction Bank (CCB Brasil), Credit Analyst at Banco Votorantim, Credit Analyst at Itaú Unibanco, and Collateral Credit Analyst at HSBC.