Luyao Ma is an energetic, devoted, and fast-learner professional with an extensive educational background in Mathematical Finance and Statistics. She earned a Master's degree in both Mathematics and Finance and Statistics at Rutgers University–New Brunswick and a Bachelor's degree in Statistics at Hunan University. She has worked as an Analyst of Impact Investing at ZAIS Group and held several internships at different research institutions, where she has developed her skills as a Data Scientist, Research Assistant, Quantitative Analyst, and Data Tester. Her former employers include the Tsinghua University National Institution of Financial Research, myKlovr, Correlation One, Rutgers Analytics Formation of Rutgers Football Team, The People's Bank of China, and The Sixth Nationwide Census.