Ray 148310 is an experienced professional in the residential and commercial mortgage industry. Having worked for several financial institutions, Ray's expertise and vast industry experience have enabled him to secure loans for clients in-house or with the most appropriate investor quickly. As a direct lender and expert in wholesale pricing, he can leverage his resources to secure the best possible cost for his clients. Ray is an expert in home purchase, refinance, debt consolidation, debt elimination, and equity repositioning, among others.

Ray studied finance, real estate, risk management, and Insurance at Temple University - Fox School of Business and Management. Currently, Ray serves as Team Manager at Absolute Home Mortgage Corp, and in the past, he has held VP of sales and Branch Manager positions at United Capital Lenders and American Mortgage Express, respectively.