José de Carvalho is a highly accomplished technology executive with a wealth of experience in IT leadership and innovation. He studied Information Technology at Universidade Federal do Paraná, where he earned his Bachelor's and Master's degrees in Computer Science. José also attended Stanford University, where he earned a certificate in Data Science and Machine Learning.

Throughout his career, José has held several senior-level positions at a variety of firms, each with a strong focus on technology and innovation. He has served as the CIO, Product and Innovation at BPP, where he leads the firm's product and innovation strategy. He is also the former CEO and Co-founder of Brasil Pré-pagos, where he helped to build the company into one of Brazil's leading prepaid card issuers. Before this, José held several other senior IT positions with companies such as Grupo Confidence and M&C Comunicação.

José's expertise lies in his ability to develop and execute technology strategies that help businesses innovate, grow, and compete in today's rapidly changing digital landscape. He has deep experience in cloud-based technologies, data analytics, and the latest software development methodologies. In addition, he is passionate about fostering an innovative culture that empowers employees to create and implement cutting-edge ideas that drive business success.