Kelly Payne is a highly accomplished CMO who has had an extensive career in marketing and business development. With a focus on fintech, she has managed product and brand strategy for MOCA, a digital-first nextgen card-based payment platform for consumers and businesses. Payne has a diverse educational background, with a JD in Law from the University of Houston and a BBA in Finance and Int'l Business from the University of Texas at Austin. She also studied an MBA in Business at The Red McCombs School of Business at the University of Texas at Austin.

With a wealth of experience, Payne has held various executive-level positions throughout her career, including Chief Customer Experience Officer at eXpandry and Vice President, Product Management at Kasasa. She has also worked as an Advisory Board Member at Back on My Feet, a non-profit organization aimed at empowering the homeless and has been recognised as a Vice President of Marketing, Sales & Business Development across various firms.

Some of her notable work at MOCA includes the management of the brand, adoption and usage, all aspects of B2B and B2C marketing, and the implementation of MOCA's card program to community banks and credit unions and fintechs. The card program has some exciting features, including physical and virtual cards, single-use card numbers, P2P payments, unlimited cash-back rewards, monitored cards, corporate purchasing cards and a desktop and mobile app.