Marsela Terova is a highly skilled Senior Specialist in the banking industry. She possesses excellent analytical skills and is an expert in financial risk management and portfolio management. Terova has a Master's degree in Business Administration and is a graduate from the University of Korca, Albania. She has held various roles in the finance sector, including Head Teller at Societe General Albania, Senior Finance Officer at the Municipality of Korca, and Officer Finance at Konstuksion 93, LTD. Terova was also the Senior Specialist of Business Banking Retail & Corporate at American Bank of Investments. She founded Janett Online Marketing, where she has been dedicated to empowering businesses with the ability to leverage digital marketing solutions to achieve their goals.