Michael Pallas is a co-founder of Flow Insurance Services and former co-founder of Stone Creek Insurance Agency, bringing extensive experience in the insurance industry to the table. He studied BA, Psychology, and BA, Communications at the University of California, Davis, and earned a specialty insurance certification in LUTCF from The American College. Michael specializes in customizing personal and commercial insurance solutions, identifying niche opportunities, and providing unique products to meet under-served segments. Prior to his work in insurance agencies, he worked as a Sales representative at Liberty Mutual Insurance. Michael and his teams operate as a unit, with an emphasis on strengths-based work, learning from stumbles, and ending each day in a better position than where they started.