University of St. Thomas - Opus College of Business

Saint Mary's College of California

Finance Director - PepsiCo Foodservice at PepsiCo

PepsiCo - Frito Lay

MBA Finance Intern

MBA, Class of 2014

Merchandise Finance Negotiations Target Corporation
-Act as a key resource providing financial support for Merchandising negotiation processes, including support of product assortment and vendor selection decision-making
-Run financial scenarios to assist the Target team reviewing competing vendor bids - all in an effort to maximize profitability and vendor partnership
-Use knowledge to consistently evolve and improve our processes and analysis in support of merchant or strategic initiatives
-Create/enhance financial models used to assist Buyers/Merchants with the product assortment decisions by analyzing freight and duty rate costing.
-Perform vendor analysis to assess financial stability and  longevity of the company by analyzing their 10K financial statements and performing liquidity ratios, profit margin,  and gross margin.

Target

Lead Planning Analyst

-Created process improvement for various projects Marketing Finance relies on for financial accuracy.
-Responsible for forecast preparation for Marketing Categories: Health &amp; Beauty, Grocery and ISM New Store Signing.  Roll up information to assist with monthly forecast submission.
-Streamlined the current media audit process to be in line with control compliance by developing real time model enabling more accurate recording of expenses.
-Created model that was adopted by other areas within the company to record data and keep documentation of rolling expenses.
-Managed the budget and forecast process for three different categories within Marketing by creating comprehensive analysis to support budget increases over prior years.
-Built strong relationship with Directors, 3rd party agencies, and buyers by ensuring that all parties were informed of any process and/or change that would impact their current business.

Senior Planning Analyst

Forecasting & Analysis Target Corporation
-Responsible for forecasting millions in recovery dollars for the internal Vendor Audit Target team during each season.
-Managed and improved the self-audit reserve schedules by adding a section for footnotes to explain each detail of the schedule.  Also included documentation for every calculation so it could be successfully tied out.  
-Created a more hands on approach with forecasting by involving team members in process.  Solicited input and documented reasoning for forecast in summary sheet footnotes section
-Created and implemented diagnostics/analytics in the General Merchandise Audit Reserve schedules in order to minimize errors and catch issues before reviewed.

Senior Auditor

Audited inventory, sales, cost of sales and all other balance sheet/income statement accounts and performed
404 Sarbanes Oxley control testing when servicing clients ensuring internal controls were designed,
implemented and operating effectively.
• Performed various calculations (i.e. straight line rent, financial analytical testing, future estimated payments,
cost of sales) for clients.

Deloitte

Audit Senior Assistant

-Responsible for the verification of invoice authorizations, invoice coding, and inputting journal entries into the accounting data system.
-Created various financial analysis reports highlighting the organizations' strong areas as well as areas of improvement.
-Prepared actual to budget various analysis in order to calculate quick, current, and debt to income ratios.	
-Prepared monthly bank reconciliations utilizing the bank statements and what was sitting on the client's books.

Museum of the African Diaspora

Accounting Associate

-Audited inventory, sales, cost of sales and all other balance sheet/income statement accounts and performed 404 Sarbanes Oxley control testing when servicing clients ensuring internal controls were designed, implemented and operating effectively.
-Performed various calculations (i.e. straight line rent, financial analytical testing, future estimated payments, cost of sales) for clients.
-Responsible for auditing investments by performing various analytics and ensuring the clients recognized unrealized/realize gains/losses were being recorded according to the current market rate when servicing clients.

Monica G. Ricard