Dmitry Meshkov, a renowned PhD researcher, software developer, entrepreneur, and author, has made an exceptional contribution to financial technology. With a degree in physics and mathematics from Semenov Institute of Chemical Physics RAS and a master's degree in physics from Lomonosov Moscow State University (MSU), Dmitry is a prolific researcher and writer in the field of cryptography and distributed systems. He has worked in various organizations such as Circlegain, Ergo Platform, Input Output, Jet Infosystems, HORIS, Ltd, Diona holding, and Semenov Institute of Chemical Physics RAS as a founder, CEO, co-founder, researcher, development team lead, software developer, and scientist. Dmitry's expertise involves software development, cryptography, distributed systems, blockchain, and financial technology, which have earned him international recognition. He is an experienced instructor with unique courses in cryptography and distributed systems that have helped many students to become experts in digital finance.