Holly Johnson is a leading voice on frugality, optimized living, and travel rewards. With over 100,000 social media followers across Pinterest, Twitter, and Facebook, Holly is a nationally recognized expert in online personal finance writing. She was named the “Best Contributor/Freelancer for Personal Finance” at the 2015 Plutus Awards and co-authored the book Zero Down Your Debt, released in January 2017. Holly is the co-owner of ClubThrifty.com, a popular personal finance website, and the owner of EarnMoreWriting.com, a popular freelance writing course. She currently serves as a Contributing Editor for The Simple Dollar and writes columns in popular publications such as PolicyGenius, Frugal Travel Guy, U.S. News and World Report Travel, and Bankrate. Holly's expertise includes frugality, credit cards and credit card rewards, hotel and airline loyalty programs, small business, female leadership, budgeting, and parenthood. Contact Holly by email at holly@clubthrifty.com to discuss your project, as she's known for replying to emails at lightning-fast speed.