Raffe Margossian, a seasoned management consultant with over 20 years of experience in financial services, has worked with some of the world's top organizations across the US, Europe, Asia, and Australia. With a background in education and organizational leadership from Harvard University and a Masters in Management from UNSW, Raffe has helped numerous Fortune 500 companies with strategy, operational improvement, and technology delivery. Raffe has held various leadership positions, including Head of Insurance Separations at Westpac Group and Program Director at IAG, where he managed the implementation of a $100M Claims, Supply Chain & Operating Model project. Raffe's broad scope of expertise covers Multi-Line P&C Insurers, Life, Health Insurance, Banking & Wealth Management, and has extensive experience in mergers, system implementations, and cost-cutting programs. He has a reputation for successfully dealing with complexity, customer focus during execution, and for delivering on-time and within budget.