Jim Kilduff is an insurance expert with over 30 years of experience in the industry. He has worked in various positions including CEO at Harbor Hill Solutions, Chief Insurance Officer at Outdoorsy, and SVP - Business Development - Program Services at State National Companies. Jim has a Bachelor of Science degree in Insurance & Risk Management from the University of Alabama. He is passionate about creating solutions that work for insurtechs, MGAs, and insurance carriers. Jim's expertise includes program design and structure, distribution for carriers, and underwriting. He is currently working with Mira Financial, a medical high-risk life insurance startup that leverages technology and data use to shorten the time to make underwriting decisions, improve the customer experience and reduce the cost of life insurance. Jim is always open to discuss the unique solutions provided by Harbor Hill and the medical insurance services of Mira Financial.