Swaroop Shah is an MBA with over 22 years of experience in consumer finance, SME lending, credit risk management, and business development. He has worked in various markets such as India, Vietnam, and Singapore, driving growth initiatives and improving volumes with a strong focus on cost and productivity. Additionally, Swaroop is an experienced leader with a successful track record in setting up new businesses, maintaining a passion for continuous innovation, and embedding high-performance cultures across organizations. He is a skilled solution-driven professional with expertise in sales, risk management, credit operations, business re-engineering, and leadership development. Swaroop has worked with various organizations, including Validus Vietnam, Citifinancial Consumer Finance, and Prudential Plc in senior roles, such as Chief Executive Officer, Chief Risk Officer, Director of Sales, and Chief Operations Officer.